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Entropy in the workplace

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The House of Madness
killjoy
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Post  killjoy Mon Jul 18, 2011 11:44 pm

Well the awesome job full of learning and money making knowledge has taken a turn.

Jabba has quite a few banks. One is where he took a note from. 3.2MM loan. Another with C Schwab where he plays in the market. And thirdly, a local bank where the dough is deposited. I think there's also a bank in NZ that he tunnels money too.
Some weeks I'll see 100K in money coming in. And that's only what I see. Not to mention my portion I've made him... I've made him 750K so far in 8 months.

Back to the story at hand...

The bank holding the note has been calling the note. Come to find out Jabba hasn't paid much, IF ANY on it. Been squandering and stockpiling the money everywhere else but to the note. Bank execs, lawyers, arguments about the "real amount" owed, has been occurring. Meanwhile, all this is happening and he buys 115 acres of land in Carmel, CA for 600K (cash).

I come to work about 3 weeks ago and there's 2 large moving trucks (the big motherfuckers), a couple of new pickups too, he bought with shiny trailers, filling the parking lot.

I walk into an office building that is now half empty.

I ask the boss what the hell's going on and he stammers & dodges the obvious, giant elephants in the parking lot. Says he'll explain later. He takes off to CA with all our contractors to refurbish the house that sits atop a small mountain he bought. In an out of phone contact for the following three weeks. His wife was here but she took off yesterday. He shows back up yesterday.

I go and try to bring up what the fuck is going on and he dodges again and gets pissy about my revenue stream. Want to address that. So I do. Last week 115K sold, this week looks to be about 50-ish. Not bad. He says "fuck that the bank is going to take it, hold off this week". "Lemme talk to my lawyer"...."I'm having a rough time with finances right now"...

Don't piss down my back and tell me it's raining! -I want to say.

He says he's going to be down south for a few months, and his wife will be up north. WTF Tells me to hold down the fort, or what's left of it. Last I checked "down south" is not CA, and neither is "up north".

Not to mention the past 2 months have been total shite. He's treated everyone like dogs, worse than usual. I used to grin and bare it, still do, but the old man is getting senile as shit. I'm no longer learning anything. I know enough to do my own shit and be dangerous with at least 3 of his money making strategies.

On top of all that. I'm living in one of his houses that is wrapped up in that loan! Days away from closing on it. Then the days keep stretching. My mortgage approved with some pendings to take care of. Then it gets flagged by an auditor for suspicion, they think it's either a strawman purchase due to the shakiness of the house getting passed around within his LLC's and companies (I think he was trying to shake it from the bank but banks hold first position no matter what, dumbass)

I had my sewer line scoped and it's on the verge of collapse. Fucking orangeberg. Whomever thought that a pipe made of tar and paper was a wise idea in the 50's should be drawn and quartered. Boss "promised" to fix that. NOT YET, nope.

So I'm stuck. Pretty hard. I have places to go if it all falls down. But all I need is the mortgage to get approved then I'm out. Have to keep the same job up until first mortgage payment (bank verifies employment on that day, verbally).

There is a silver lining though my friends... And I apologize for the novel. I tried to condense without leaving confusing holes for you to inquire.

Now that the pupil has learned everything (he needs to) from his fading master...Two investors have confronted me. Want to form an LLC, us three, equal shares. I've known one investor for quite some time. He's been chomping at the bit to steal me over. I've declined, until now. No more making someone nearly a million bucks and walking with an insulting amount of money. I'll get 33% not 3%. And it's going to be done right. And not with an 2006 economy mindset.

It's a tightrope walk right now. Just wanting the mortgage to get approved, again, then make the first payment, then splitsville. Let's hope that lingering foreclosure his bank is holding over his head doesn't hit before then!



killjoy
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Post  The House of Madness Tue Jul 19, 2011 12:59 pm

Sounds like you have your hand firmly on the tiller during the shit storm. You course is charted. You will be fine. Sorry to hear all these woes, but it shall pass and you'll be rich in no time!

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Post  Coyote Tue Jul 19, 2011 3:02 pm

That's quite a story. Strap yourself downfor a rough ride. Be prepared to drop the hot potato and cut and run. Not getting your mortgage approved yet could be a blessing.
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Post  killjoy Tue Jul 19, 2011 3:04 pm

I would rather have the mortgage approved, so I can seal this deal and go! Secure my home, then off to the next career move.

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Post  Sak Tue Jul 19, 2011 8:37 pm

Damn...I hope the new venture works out. Keep us posted.

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Post  killjoy Wed Jul 20, 2011 9:43 am

I'm also pondering going corporate.

I have an in at Wells Fargo. Corporate Property Management.

Then again Wells Fargo is slated for more layoffs.

On a side note BAC is selling off nearly all of it's mortgages...
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Post  Sak Thu Jul 21, 2011 10:47 pm

Wells is a good company. If nothing else, looks good on a resume.

I went the corporate route, and have no regrets. I finally figured out how to play the game, and it paid off. Being fortunate enough to work for a great company is also a plus.

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Post  endgame Sat Jul 23, 2011 9:27 am

From what I hear of the US economy a big part of the issue is, besides your politicians acting like a bunch outrageous monkey's (extremely disappointing to anyone that doesn't like the thought of chows controlling everything), that the corporate sector isn't hiring anyone preferring to concentrate on profit.

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Post  jaczmin Sat Jul 23, 2011 10:01 am

endgame wrote:From what I hear of the US economy a big part of the issue is, besides your politicians acting like a bunch outrageous monkey's (extremely disappointing to anyone that doesn't like the thought of chows controlling everything), that the corporate sector isn't hiring anyone preferring to concentrate on profit.

For clarity, please, what are 'chows'?

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Post  Sak Sat Jul 23, 2011 3:24 pm

He may be referring to the Chinese?

The US's problem is threefold.

We need to revive our manufacturing base. This is extremely difficult due to Chinese currency manipulation that has yet to be addressed in over 15 years. Draconian environmental regulations that make brownfield and greenfield expansion either impossible or cost prohibitive. Addressing this issue addresses both the jobs and trade deficit issues.

We need more energy independence. We need more drilling. We need to make sure that Chinese and South American companies aren't drinking our milkshake through offshore drilling. We need to aggressively develop fracking technology, and continue to exploit our huge reserves of natural gas. The US should be an energy EXPORTER...the fact that we're not is fucking ridiculous.

We need infrastructure investment. Instead of piddling our wealth away on welfare niggers, Wall Street investment houses, and global military adventurism we should be building/repairing roads, bridges, railways, sewer lines, power lines, phone lines, and power generation facilities. This will resurrect non-residential construction, ensure the flow of goods, create jobs, etc. We need a 3-5 trillion dollar infrastructure investment over the next 10-20 years. What the pinheads in Washington don't realize is that this money would stay in the US and create jobs and generate tax revenue, and fix a lot of fucking problems.

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Post  endgame Sat Jul 23, 2011 11:32 pm

He may be referring to the Chinese?



Chinese, chows yes...

Over the top sure but I couldn't resist. Laughing

I agree with above Sak, without wanting to hijack thread!


Also the US continues to wallow in their debt mire. Your President and House Speaker seem to be edging closer to a deal that would cut the deficit by $3 trillion and promise an overhaul of the tax code next year, which would raise up to another $1 trillion in new taxes....according to one report I read.

It seems your conservatives have been refusing to eat anything that tasted like an increase in taxes, but they are prepared to think about something that's more vague, like a plan to have a look at taxes next year. Now the pressure is on the Democrats to accept a deal in which the spending cuts are definite but the tax increases would have to be agreed later. How do cut government debt without increased tax revenue? Are they stupid? I think just political opportunists of the most despicable sort.

Yesterday your Senate agreed to set aside a plan from the House known as the "cut, cap and balance" bill to give Obama and Boehner time to reach agreement - Crazy that they can't reach an agreement, craziness. It is inconceivable to me that these bozos will let the US default after August 2, when it officially hits the debt ceiling of $14.3 trillion, so let's assume they all get an attack of good sense and do a deal....

I think it may be time to start worrying about the US economy again.

According to one source I was reading the US is on the brink of a negative feedback loop...in which growth is not sufficient to get unemployment down, in turn leading to insufficient consumption to get growth up, etc.

The break down is like this:

Employment growth has averaged about 160,000 a month so far in 2011, which is consistent with consumption growth of around 2.4% – below consensus forecasts but enough to keep the economy's head above water.

However, recent growth in payrolls has been more like 100,000...

One guy over here I've been reading says that if that "continues then the growth in consumption would drop to 2%. That would keep GDP growth to less than 2.2%, which is not enough to get unemployment down. The economy could then enter a spiral of rising unemployment and falling consumption."

In the absence of employment growth it seems all Americans and the western world decide unwisely to turn to credit to finance their consumption. That's what happened between 2002 and 2007, which in turn contributed to the credit crisis (along with the madness and greed of investment bankers).

In my view - up to this point the US recovery has been driven by exports and capital expenditure, not consumption. Companies have been keeping their workforces lean (which is why unemployment has stayed so high) and their profits high, and they've been investing heavily in plant and equipment instead. That has kept both share prices and GDP growth up.

In the absence of domestic demand, the companies have been exporting to places like China, Brazil and Hong Kong. Now those countries' economies are slowing because their governments are worried about inflation. Exports can't be counted on to sustain the US recovery.

And I guarantee you, without some of the changes Sak was talking about - all this time the Ch...Chinese are, in spite of all their own problems, laughing all the way to the bank.

I see one major problem with the US is an extreme naivety and ignorance of the rest of the world (not referring to the people on this list). This obviously effects the extremely poor decisions in foreign policy. Because smaller insignificant nations like the one in which I live are dragged into these pointless conflicts, the whole western world suffers as a result.

It wouldn't hurt to start teaching your fucken brats about the rest of the planet on which they live.


Anyway apologies for the rant and good luck killjoy I hope it works out for you despite the poor external conditions.

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